Serving Michigan for over 35 years

COLOR - Kratochvil & Chimko (2)

Over 35 years of experience in collection and bankruptcy

Scouting the neighborhood for experienced lawyers for your bankruptcy and debt collection? You're in the right place. Count on us to represent your case with diligence and professionalism. Browse through our collection process and creditor bankruptcy services.


  • 2018 - Present: Kratochvil & Chimko, P.C. - Managing Partner

  • 2015 - 2018 Chimko & Associates, P.C. - Associate Attorney

  • 2013 - 2014 Landmark Legal Services - Associate Attorney

  • 2008 - 2011 Zimmerman, Kuhn, Darling, Boyd, Quandt & Phelps, PLC - Assistant to Chapter 7 Trustee James W. Boyd

Admitted to Practice

  • State Bar of Michigan, United States Federal District Court for the Eastern District of Michigan and United States Federal District Court for the Western District of Michigan


  • Juris Doctor, Thomas M. Cooley Law School (now Eastern Michigan University Cooley Law School, 2011

  • Bachelor of Arts, Central Michigan University, 2006


DARRYL J. CHIMKO, Founding Member and Of Counsel Attorney


  • 2018 - Present: Kratochvil & Chimko, P.C. - Of Counsel

  • 2004 – 2018: Chimko & Associates, P.C. (specializing in Creditor/Debtor and Real Estate law) - senior and managing partner

  • 2012 – Present: RSC Realty LLC - Broker

  • 1983 – 2003: Shermeta, Chimko & Adams, P.C. (specializing in Creditor/Debtor law)

  • 1980 – 1982: Douglass H. Shermeta, P.C. (specializing in Creditor/Debtor law)

Admitted to Practice

  • State Bar of Michigan, United States Federal District Courts for the Eastern District of Michigan and Western District of Michigan, Northern District of Ohio, Northern District of Indiana, Southern District of Indiana, Central District of Illinois, Southern District of Illinois and the Northern District of California.


  • Bachelor of Science, Michigan State University, 1976.  

  • Juris Doctor, Detroit College of Law (now the Michigan State University School of Law), 1979.

BRENT M. KRATOCHVIL, Managing Partner

Seasoned Attorneys to Represent Your Case

Call us today for a FREE initial consultation, and upon request, we will review your collection portfolio and methodology in assuring the collection of deficiency balances.





attorney Darryl Chimko


  • American Bar Association, American Bankruptcy Institute

  • 1985 – Present -  State of Michigan licensed Real Estate Broker



  • Several hands-on practical educational materials for the State Bar of Michigan's Continuing Legal Education arm and for other non-profit post-graduate seminar driven companies.  



  • Nationwide guest lecturer on the subject of Creditor/Debtor rights throughout professional career.



  • 1985 - present “AV” rated attorney through Martindale Hubbell (highest rating for  professional and ethical practices)

  • 2009 -  received highest rating from Detroit Business Magazine, as one of the top 5 Corporate/Creditor Rights attorneys in southeastern Michigan.  

  • 2001 -  “Croney Award” for distinguished service  representing VISA USA (a one time award presented to five individuals in honor of  Kenneth Crone, father of the European credit card industry and vice-president of VISA USA.

Brent Kratochvil Michael J. Chimko

MICHAEL J. CHIMKO, Collection Manager


  • 2018-Present:  Kratochvil & Chimko, P.C. - Collection Manager

  • 2012-Present:  RSC Realty, LLC

  • 2008 - 2018: Chimko & Associates, P.C. - Collection Manager



  • State of Michigan Collection Agency License

  • State of Michigan Real Estate Salesperson License


Our staff and their accolades includes:

gavel and book

Darryl Chimko is the founding member of this firm, and a universally respected advocate in both the collection and bankruptcy worlds. Brent Kratochvil has worked directly under the tutelage of Chimko for 3 years, and has now taken over as managing partner of the firm, with Chimko remaining involved as an of counsel attorney. With the combined legal experience and knowledge that both Kratochvil & Chimko bring to the table, all current and future clients can expect the absolute best and most robust representation for all of their legal needs.

A word about our founder